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No Qualifying Loans
 

There are several loan programs for borrowers needing less documentation programs and fewer questions to answer and explain. These types of loans do not require or verify your income and wages. In fact, a TRUE no documentation or “no doc” loan will not verify your income, employment or assets. Just your credit report is pulled and an appraisal is completed and reviewed.
 

 

In a brief interview, we will ask you about your income, employment history and assets to confirm you do not qualify for a different loan documentation type. This will allow us to structure and tailor your mortgage to fit your needs and maximize your financial “pros” to get you the lowest rates, best terms and even lower down payment.

For example, if I can verify a two-year employment history and assets then you will get better terms then someone I can’t verify assets or employment history. On this program, income is not disclosed nor verified which allows for less documentation.

You’d be surprised how some borrowers think they need a “no qualify” loan and they qualify for a stated income or even full documentation. We are happy to take the time to review your financials and see if a better option is available with lower terms. With strong credit, some full documentation loans will take much higher debt ratios allowing you to get better terms.

 COMMERCIAL LOANS  NO QUALIFYING LOANS  RENOVATION LOANS

Looking to stop renting and buy a commercial property to operate your business?  Low down payments are available to owner occupied businesses. Investors can put 10% down and own a 5+ unit apartment complex!


 
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There are several loan programs for borrowers needing less documentation programs and fewer questions to answer and explain. These types of loans do not require or verity your income and wages.
 

  Learn more   

This is a fantastic mortgage program for investors. It’s designed to finance properties that normally would be denied due to the property condition or is in need of major remodeling.

 

  Learn more   

© 2007 Venture Capital Mortgage, Inc.
Florida - “Licensed Mortgage Brokerage Business”, “Mississippi Licensed Mortgage Company”, Alabama - “Licensed Mortgage Brokerage Business”
Rates, programs, and guidelines are subject to change without notice.